Reviews and partners
KYC Refresh Form for Individuals
A periodic review form for existing individual customers. It asks the customer to confirm or update their details, expected activity and source of funds.
41 questionsEU AMLR
Your file is downloading
Want the full picture? Pick a time with our team
Your company
Correspondent Banking Due Diligence Questionnaire
Financial institution · Enhanced · FATF Recommendations
1. Organisation details
Registered legal name*R.10
Trading names or brands
Legal form*R.10
Private limited companyPublic limited companyLimited liability partnershipGeneral or limited partnershipFoundationAssociation or societyCooperativeBranch of a foreign companyOther
Registration number and name of the register*
Country of incorporation or registration*
Select a country ▾
Year of incorporation
Registered office address*R.10
Principal place of business, if differentR.10
Legal Entity Identifier (LEI), if you have one
Website
Countries where you operate
Contact email*
Contact phone
2. Management and authority
Directors, partners or board members: full names*R.10
Senior managing official (CEO, managing director or equivalent)*R.10
Person completing this form for the customer: full name, role and date of birth*R.10
Proof of authority (power of attorney or board resolution), if acting for someone else
Upload a file (PDF, JPG or PNG)
Are any shares or directorships held by a nominee?*
NoYes, explain below
Constitutional documents (articles of association or partnership agreement)*R.10
Upload a file (PDF, JPG or PNG)
3. Beneficial owners
Does any person own or control 25% or more of the organisation, directly or through other companies?*R.24
YesNo
For each beneficial owner: full name, date and place of birth, nationality, residential address, percentage held and whether held directly or indirectly*R.10
People who control the organisation by other means (voting rights, right to appoint directors, agreements), or if no one meets the threshold, the senior managing official*R.10
Identity documents of the beneficial owners
Upload a file (PDF, JPG or PNG)
4. Occupation and business
Describe the main business activities*R.10
Industry*
Financial servicesCrypto-assetsGamblingReal estatePrecious metals, stones or artLegal, accounting or company servicesImport and export, tradeManufacturingRetail or e-commerceTechnologyNon-profitOther
Number of employees and annual turnover
Is the business licensed or regulated? If yes, by whom, with licence number
Main customers and suppliers, and the countries they are in*
5. Purpose and expected activity
Why do you want to open this relationship, and what will you use it for?*R.10
Which products or services will you use?*
Current or business accountDomestic paymentsInternational paymentsCurrency exchangeCardsLendingSavings or investmentsCrypto-assetsOther
Expected value of transactions per month (EUR or equivalent)*
Under 10,00010,000 to 50,00050,000 to 250,000250,000 to 1,000,000Over 1,000,000
Expected number of transactions per month
Under 1010 to 5050 to 250Over 250
Main countries you will send money to or receive it from*
Will you carry out transactions on behalf of, or for the benefit of, anyone else?*R.10
No, only for myself or this organisationYes, explain below
Do you expect any large or one-off transactions? Describe them and why.*
6. Source of funds and wealth
Where will the money for this relationship come from?*R.10
Salary or pensionBusiness incomeSavingsInvestmentsSale of property or assetsInheritance or giftLoanDonations or grantsOther
Bank and country of the account the funds will come from
How was your overall wealth built up? (source of wealth)*R.12
Evidence of source of funds and wealth (for example payslips, sale contract, audited accounts)*
Upload a file (PDF, JPG or PNG)
Will your first payment come from an account in your own name at a bank that applies customer due diligence?*
YesNo
7. Financial crime controls
Supervisor and licence number*R.13
Name and contact details of your money laundering reporting officer*
Do you have an AML/CTF and sanctions programme approved by your board?*R.13
YesNo
Which sanctions lists do you screen customers and payments against?*
UNEUUK (OFSI)US (OFAC)Local listsOther
Do you provide services to shell banks, or let other institutions use your accounts with us (nested or downstream relationships)?*R.13
NoYes, explain below
Date of your last independent AML audit
DD / MM / YYYY
Your latest Wolfsberg CBDDQ, if completed
Upload a file (PDF, JPG or PNG)
8. Politically exposed persons
Do you, or does any beneficial owner, director or authorised signatory, hold a prominent public function now or in the last 12 months?*R.12
NoYes, give details below
Is any of them a family member or known close associate of such a person?*R.12
NoYes, give details below
If yes: name, position, country and dates in office
9. Sanctions and other declarations
Are you, or is any beneficial owner, director or related company, named on a sanctions list (UN, EU, UK or US)?*R.6
NoYes, explain below
Is the organisation owned 50% or more, together, or otherwise controlled by sanctioned persons?*
NoYes, explain below
Do you do business in, with, or through comprehensively sanctioned countries or regions?*
NoYes, explain below
Has the customer, any owner or any director been convicted of, or investigated for, a financial crime?*
NoYes, explain below
10. Tax residency
Countries of tax residence
Tax identification number
Are you a US person for tax purposes?
NoYes
11. Documents to provide
Certificate of incorporation or recent extract from the official register*R.10
Upload a file (PDF, JPG or PNG)
Register of shareholders or members
Upload a file (PDF, JPG or PNG)
Latest financial statements*
Upload a file (PDF, JPG or PNG)
12. Declaration and signature
I confirm the information in this form is true and complete, and I will tell you promptly if it changes.*
I agree
I understand my information will be used to meet anti-money laundering obligations and kept for at least 5 years after the relationship ends.*
I agree
Name, position and signature*
Date*
DD / MM / YYYY
13. For internal use
Screening: sanctions, PEP and adverse media for the customer, beneficial owners and directors (date and result)*R.6, R.12
Customer risk rating and reason*R.1, R.10
LowMediumHigh
Senior management approval (name and date)*R.12
Next review date*R.10
DD / MM / YYYY
Reviewed by (name and date)*
About this template
An enhanced due diligence questionnaire for a bank or payment institution that will use your accounts. It covers the supervisor, the AML and sanctions programme, shell banks, audits and the Wolfsberg CBDDQ.
When to use it
Use it before you open a correspondent or nested relationship for another financial institution.
Core requirements covered
7 of 7 core requirements of FATF Recommendations.
- Identify and verify the customer✓
- Verify identity from a reliable source✓
- Identify the beneficial owners✓
- Purpose and intended nature✓
- Politically exposed persons✓
- Targeted financial sanctions✓
- Ongoing due diligence✓
Edit it before you use it
Every question can be removed, reworded, reordered or made optional in the editor. You can add your own questions and fields too.
| Question | Field type | Section | Legal basis |
|---|---|---|---|
| Registered legal name * | Text | Organisation details | R.10 |
| Trading names or brands | Text | Organisation details | Good practice |
| Legal form * | Single choice | Organisation details | R.10 |
| Registration number and name of the register * | Text | Organisation details | Good practice |
| Country of incorporation or registration * | Country | Organisation details | Good practice |
| Year of incorporation | Number | Organisation details | Good practice |
| Registered office address * | Long text | Organisation details | R.10 |
| Principal place of business, if different | Long text | Organisation details | R.10 |
| Legal Entity Identifier (LEI), if you have one | Text | Organisation details | Good practice |
| Website | Text | Organisation details | Good practice |
| Countries where you operate | Text | Organisation details | Good practice |
| Contact email * | Organisation details | Good practice | |
| Contact phone | Phone | Organisation details | Good practice |
| Directors, partners or board members: full names * | Long text | Management and authority | R.10 |
| Senior managing official (CEO, managing director or equivalent) * | Text | Management and authority | R.10 |
| Person completing this form for the customer: full name, role and date of birth * | Long text | Management and authority | R.10 |
| Proof of authority (power of attorney or board resolution), if acting for someone else | File upload | Management and authority | Good practice |
| Are any shares or directorships held by a nominee? * | Single choice | Management and authority | Good practice |
| Constitutional documents (articles of association or partnership agreement) * | File upload | Management and authority | R.10 |
| Does any person own or control 25% or more of the organisation, directly or through other companies? * | Single choice | Beneficial owners | R.24 |
| For each beneficial owner: full name, date and place of birth, nationality, residential address, percentage held and whether held directly or indirectly * | Long text | Beneficial owners | R.10 |
| People who control the organisation by other means (voting rights, right to appoint directors, agreements), or if no one meets the threshold, the senior managing official * | Long text | Beneficial owners | R.10 |
| Identity documents of the beneficial owners | File upload | Beneficial owners | Good practice |
| Describe the main business activities * | Long text | Occupation and business | R.10 |
| Industry * | Single choice | Occupation and business | Good practice |
| Number of employees and annual turnover | Text | Occupation and business | Good practice |
| Is the business licensed or regulated? If yes, by whom, with licence number | Text | Occupation and business | Good practice |
| Main customers and suppliers, and the countries they are in * | Long text | Occupation and business | Good practice |
| Why do you want to open this relationship, and what will you use it for? * | Long text | Purpose and expected activity | R.10 |
| Which products or services will you use? * | Multiple choice | Purpose and expected activity | Good practice |
| Expected value of transactions per month (EUR or equivalent) * | Single choice | Purpose and expected activity | Good practice |
| Expected number of transactions per month | Single choice | Purpose and expected activity | Good practice |
| Main countries you will send money to or receive it from * | Long text | Purpose and expected activity | Good practice |
| Will you carry out transactions on behalf of, or for the benefit of, anyone else? * | Single choice | Purpose and expected activity | R.10 |
| Do you expect any large or one-off transactions? Describe them and why. * | Long text | Purpose and expected activity | Good practice |
| Where will the money for this relationship come from? * | Multiple choice | Source of funds and wealth | R.10 |
| Bank and country of the account the funds will come from | Text | Source of funds and wealth | Good practice |
| How was your overall wealth built up? (source of wealth) * | Long text | Source of funds and wealth | R.12 |
| Evidence of source of funds and wealth (for example payslips, sale contract, audited accounts) * | File upload | Source of funds and wealth | Good practice |
| Will your first payment come from an account in your own name at a bank that applies customer due diligence? * | Single choice | Source of funds and wealth | Good practice |
| Supervisor and licence number * | Text | Financial crime controls | R.13 |
| Name and contact details of your money laundering reporting officer * | Text | Financial crime controls | Good practice |
| Do you have an AML/CTF and sanctions programme approved by your board? * | Single choice | Financial crime controls | R.13 |
| Which sanctions lists do you screen customers and payments against? * | Multiple choice | Financial crime controls | Good practice |
| Do you provide services to shell banks, or let other institutions use your accounts with us (nested or downstream relationships)? * | Single choice | Financial crime controls | R.13 |
| Date of your last independent AML audit | Date | Financial crime controls | Good practice |
| Your latest Wolfsberg CBDDQ, if completed | File upload | Financial crime controls | Good practice |
| Do you, or does any beneficial owner, director or authorised signatory, hold a prominent public function now or in the last 12 months? * | Single choice | Politically exposed persons | R.12 |
| Is any of them a family member or known close associate of such a person? * | Single choice | Politically exposed persons | R.12 |
| If yes: name, position, country and dates in office | Long text | Politically exposed persons | Good practice |
| Are you, or is any beneficial owner, director or related company, named on a sanctions list (UN, EU, UK or US)? * | Single choice | Sanctions and other declarations | R.6 |
| Is the organisation owned 50% or more, together, or otherwise controlled by sanctioned persons? * | Single choice | Sanctions and other declarations | Good practice |
| Do you do business in, with, or through comprehensively sanctioned countries or regions? * | Single choice | Sanctions and other declarations | Good practice |
| Has the customer, any owner or any director been convicted of, or investigated for, a financial crime? * | Single choice | Sanctions and other declarations | Good practice |
| Countries of tax residence | Text | Tax residency | Good practice |
| Tax identification number | Text | Tax residency | Good practice |
| Are you a US person for tax purposes? | Single choice | Tax residency | Good practice |
| Certificate of incorporation or recent extract from the official register * | File upload | Documents to provide | R.10 |
| Register of shareholders or members | File upload | Documents to provide | Good practice |
| Latest financial statements * | File upload | Documents to provide | Good practice |
| I confirm the information in this form is true and complete, and I will tell you promptly if it changes. * | Checkbox | Declaration and signature | Good practice |
| I understand my information will be used to meet anti-money laundering obligations and kept for at least 5 years after the relationship ends. * | Checkbox | Declaration and signature | Good practice |
| Name, position and signature * | Text | Declaration and signature | Good practice |
| Date * | Date | Declaration and signature | Good practice |
| Screening: sanctions, PEP and adverse media for the customer, beneficial owners and directors (date and result) * | Long text | For internal use | R.6, R.12 |
| Customer risk rating and reason * | Single choice | For internal use | R.1, R.10 |
| Senior management approval (name and date) * | Text | For internal use | R.12 |
| Next review date * | Date | For internal use | R.10 |
| Reviewed by (name and date) * | Text | For internal use | Good practice |
Is this a replacement for the Wolfsberg CBDDQ?
No. It asks for the latest CBDDQ and adds the questions you need on top.
Why ask about shell banks?
Correspondent relationships with shell banks are prohibited. You must confirm the respondent does not serve them.
Related templates
Reviews and partners
Corporate Periodic Review Form
A periodic review form for existing business customers. It asks the company to confirm or update its details, owners, directors and expected activity.
55 questionsEU AMLR
Send this form as a secure online form
With complead KYC Forms your customers fill in the form online, under your logo. Answers land on the customer record and every name is screened automatically.
Download your form
Enter your work email and download the form as PDF, Word or a complead online form, with every edit you made. We'll remember your details for the next download.
No spam. Work email only, unsubscribe any time.