Keep customer and business risk ongoing

It replaces the calendar. Reviews start when something changes, not when a date arrives. Many firms keep a light annual attestation, which becomes a short confirmation once the file is already current.

National company registries where they publish, plus your own filings and documents as sources of record. Registry coverage and freshness vary by country, and each field shows where it came from and when it was last verified.

Directors, ownership percentages, control, address, status, and any list or adverse media movement on a linked person. A beneficial owner who becomes a PEP is a change to the company's risk, even when the company itself has filed nothing.

Every field carries its own last-verified date. A reviewer sees at a glance which parts of the file are current and which rely on an old source, instead of treating the whole file as verified on the review date.

Registries daily and lists every fifteen minutes. Registers publish on their own cadence, some within days and others months behind their filings, so the check follows the source rather than a review calendar.

A targeted review opens against the current profile, and the risk assessment updates without waiting for the cycle. The reviewer looks at the change and what it means, such as a new director who needs screening, not at the whole file again.

Owners, directors and the control structure are resolved once, with the source and date recorded for each. Everything after that is compared against this baseline, so each later review builds on verified facts rather than starting from zero.

Yes, as soon as they appear in a registry filing or in your own records. A new owner is screened against sanctions, PEP and adverse media when they enter the structure, not at the next review.

Layers that cannot be resolved are reported as unresolved rather than omitted, so the file shows where the search stopped. A later change to owners or control opens a targeted review against that record.

No. Reviews start from the last decision and look only at what changed. The previous reasoning stays on file, so the reviewer confirms or updates it instead of rebuilding the customer from the beginning.

Risk-based diligence that stays current, and discrepancy reporting to registries where required. No regime sets a twelve-month cycle; they ask that the information you hold is up to date, which continuous review meets better than a calendar.