Source of wealth
gathered, then lost
Collected in an onboarding email and never attached to the record.
By industry
Diligence for wealth and asset management
Source of wealth, layered ownership and long relationships — the diligence that takes weeks, evidenced in a form that survives review.
What you switch on
What a wealth manager switches on first
Ownership and diligence first; the review cycle follows from them.
Why this matters here
Your highest-value client is also your highest-risk file.
Foreign PEPs, family offices and multi-layer structures all demand enhanced diligence — and all resent friction. The work is unavoidable; assembling the evidence for it twice is not.
Structures
resolved by hand
Trusts and holdcos traced in a spreadsheet nobody versions.
Periodic review
a quarterly fire drill
The same files re-read because the last review left no trail.
4 tiers
PEP scope including RCA
10 yr
Retention where required
100%
Structures resolved to persons
−48%
Periodic review effort
Journey · Layer by layer
Scroll to advance
A customer through your funnel
-
Step 01
The client and the structure
Trust, holdco and fund layers resolved to the natural persons behind them.
-
Step 02
Enhanced diligence, evidenced
Foreign PEP status, source of wealth and adverse media attached to the record rather than an inbox.
-
Step 03
The relationship continues
Rescreening every fifteen minutes and a review cycle that starts from the last decision, not from zero.
-
Step 04
Ten years later, still retrievable
The file answers what was known, when, and who accepted it.
complead / kyb / structure
- Layers traced6
- Natural persons4
- Registry sources3
complead / edd
- PEP tierForeign, tier 2
- SoW documents7
- Adverse media1 categorised
complead / monitoring
- Clients in scope4,880
- Due for review112
- Pre-populated112
complead / audit / client
- Decisions retained1,904
- Retention10 years
- Exportper client
Structure
EDD
Monitor
Retain
What you answer to
What enhanced diligence has to produce
Every regime asks for more scrutiny on these clients. Few define it, so the burden of showing what you did falls entirely on your record.
Read the compliance guides
Supervisor
Documented EDD for foreign PEPs
Per relationship
Regulator
Source of wealth enquiry and evidence
Before onboarding
Auditor
Periodic review with decision history
Per cycle
Jurisdiction
Retention up to ten years
Post-relationship
Case study · Wealth
Read the case study
A private bank halved its periodic review effort
Reviews restarted from scratch because the previous decision left nothing behind. Once the trail carried forward, the cycle became a check on what changed rather than a re-reading of the file.
−48%
Review effort
6 layers
Deepest structure traced
10 yr
Retention met
Cross-family links
Where teams like yours go next
FAQ
Before you ask us
How deep do you trace ownership?
To the natural persons, across registry sources, with each hop recorded and dated.
Where does source of wealth live?
On the client record with its supporting documents, not in an onboarding mailbox.
Can reviews carry forward?
Yes. A periodic review opens pre-populated with the last decision and highlights only what changed.
Do you support ten-year retention?
Yes, configurable by jurisdiction, and retrievable per client for the full period.
Bring your most complicated structure
We will resolve it to natural persons in the demo, and show you what the file looks like a year later.
3,000+
Data sources checked
220+
Countries covered
15 min
Always real-time data