Static
set once at go-live
Weights chosen before the first customer never move again.
Platform · Risk scoring
A risk score you can explain.
Weighted scoring across country, product, channel and behaviour. When someone asks why a customer scored 82, the answer is on the screen.
4
Scoring dimensions
Per band
Thresholds you set
Full
Parameter history
Any
Review cycle
Why this matters
Every firm has a risk model. Few can produce it on request.
The methodology exists in a document, the weights exist in a system, and the two have not agreed since the last review.
Unwritten
the rationale is verbal
Why this weight, and not another? The answer was a meeting.
Uniform
one model for every segment
Retail and correspondent banking scored on the same scale.
How it works
Scroll to advance
Set it, score it, evidence it
-
Step 01
You define the dimensions
Country, product, channel and behaviour, each with weights you choose per segment.
-
Step 02
Customers score continuously
The score updates as data changes, not only at review time.
-
Step 03
Bands drive the workflow
A band decides review frequency, diligence level and who has to approve.
-
Step 04
Changes leave a history
Every weight change is versioned with who made it and when.
complead / risk / model
- Dimensions4
- Segments3
- Versionv4
complead / risk / customer
- Score82
- BandHigh
- Changed+6 today
complead / risk / bands
- LowAnnual
- MediumSemi-annual
- HighQuarterly
complead / risk / history
- Versions7
- Last change12 Jun
- ApproverMLRO
Define
Score
Route
Evidence
Capabilities
How scoring works
Per-segment weights
Retail, corporate and correspondent do not share one scale.
Continuous recalculation
The score follows the data rather than the review calendar.
Band-driven workflow
Review frequency and approval level follow the band automatically.
Parameter history
Every change versioned, attributed and retained.
Override with a reason
Manual overrides are allowed, recorded and reviewable as a pattern.
Exportable methodology
The model in force on any past date can be produced.
FAQ
Before you ask us
Can we use our own methodology?
Yes. The dimensions and weights are yours; the platform enforces and evidences them.
How often does a score update?
On any change to the underlying data, not on a schedule.
Can we override a score?
Yes, with a recorded reason. Override patterns are reportable.
What does the auditor receive?
The model version in force on the date in question, plus the customer score history.
Bring your current risk model
We will rebuild it in the platform and show you what your book looks like scored against it.
3,000+
Data sources checked
220+
Countries covered
15 min
Always real-time data