Emirhan Akgün

Document fraud detection checks an ID in six layers, from capture to forensic document examination. The tests regulators name, red flags and who decides.

FATCA, the Foreign Account Tax Compliance Act, makes foreign banks report US account holders. Form 8938 thresholds, IGA routes and what AML teams check.

AMLA is the Philippines' Anti-Money Laundering Act of 2001. See who is covered, the PHP 500,000 cash report, STR deadlines and the other AMLAs.

A risk based approach (RBA) sets the depth of AML controls by risk: more where it is higher, simplified where it is lower. Rules, steps and an example.

AML in lending covers the checks a lender runs from application to last repayment: where laundering shows in a loan and which lenders the rules cover.

Electronic identity verification (eIDV) checks a customer with an eID, an NFC chip read or a database match: what each proves and which rules accept it.

OCR (optical character recognition) reads the printed text on an ID, including the machine readable zone: what a clean read proves, its checks and limits.

eKYC (electronic know your customer) is KYC verification done remotely: the document, face and data checks, which rules accept each, and where eKYC fails.