DOJ: Former New Hampshire Residents Indicted For Scheme to Steal and Launder Money Stolen From ATMs

• Christopher Skinner allegedly stole approximately $259,574 from ATMs between February 2 and February 26, 2024.
• The defendants allegedly deposited $117,175 in cash into two bank accounts and used stolen funds for personal purchases.

Christopher Skinner and Amee Skinner were indicted by a federal grand jury for a scheme involving theft and laundering of money from bank ATMs. Christopher faces 18 counts of bank theft, two counts of money laundering, and one count of conspiracy; Amee faces two counts of money laundering and one count of conspiracy.

Between February 2 and February 26, 2024, Christopher Skinner allegedly stole approximately $259,574 from ATMs belonging to two banks. From February 3 to July 22, 2024, the defendants allegedly deposited $117,175 in cash into their accounts and used the funds for substantial personal purchases.

• $259,574 Cash allegedly stolen from ATMs
• $117,175 Cash allegedly deposited into accounts
• $40,000 Cash used for 2019 GMC Sierra purchase

• Review ATM loading and cash handling procedures for employees in New Hampshire, Massachusetts, and Maine.
• Monitor for frequent cash deposits into joint or individual accounts linked to ATM servicing personnel.
• Flag substantial personal purchases, such as vehicles or travel, made soon after large cash deposits from ATM-related accounts.

This case highlights vulnerabilities in ATM servicing operations and the risk of internal theft leading to money laundering. Compliance officers should be alert to patterns of frequent cash deposits and large personal purchases following ATM-related activity. The indictment demonstrates the importance of monitoring employee access to cash, scrutinizing unusual account activity, and ensuring robust controls to detect and report suspicious transactions involving bank employees and their associates.